Loan Programs
Conventional
It all starts with a strong foundation—for your home and for your finances. Our Conventional loans provide solid mortgage options for homebuyers and homeowners looking to refinance. Conventional loans are popular as they typically offer favorable terms.
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- Fixed-rate and adjustable-rate options
- Wide range of repayment terms
- Down payments as low as 3%
- Competitive interest rates
- Minimum credit score of 620, in most cases
FHA
Traditional mortgages may not be the best fit for everyone. Government-backed programs like FHA loans have unlocked the doors to millions of American dreams. FHA loans are an excellent option for first-time homebuyers and those who may not be looking to make a large down payment.
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- Lower credit score requirements
- Lower down payment of at least 3.5%, in most cases
- Fixed-rate and adjustable rate options
VA Loans
Supreme Lending is proud to offer VA loans, serving those who have served and sacrificed so much for our nation to achieve their dreams of homeownership. VA loans help millions of eligible military Veterans and active-duty personnel purchase or refinance their homes and provide 100% financing.
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- Lower interest rates and closing costs
- No down payment requirement
- No private mortgage insurance required
- Fixed-rate and adjustable-rate options
- Available for first-time and repeat homebuyers
- Variety of eligible VA-approved property types
Condo Loans
Homeownership isn’t limited to traditional single-family homes. Our home loans options include specialized condo financing. Looking for a condo lifestyle? Our wide range of mortgage programs can help you finance your next home or condominium.
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- Dedicated team of Condo loan specialists
- Unique government loan program options
- Purchases or refinances
- Flexible and affordable options
USDA
If you prefer country living, this government-backed mortgage program for properties in eligible rural areas may be the right one for you. The U.S. Department of Agriculture (USDA) is best known for supporting farmers and ranchers. But it also helps people buy homes without putting any money down
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- 100% financing available
- Lower interest rates
- Down payments as low as 0%
- Reduced closing costs
- Lower credit requirements
- Gift funds can be accepted
Refinance
Refinancing* is when you replace your current mortgage with a new one that may have more favorable terms. Discover how a refinance loan may help you unlock potential savings and reach your goals!
Benefits of Refinancing
- Lower Interest Rate.
- Reduce Monthly Payments.
- Shorter Loan Term.
- Switch Loan Type.
- Cash Out on Your Equity.
- Pay Off Higher-Interest Debts.
- Eliminate Private Mortgage Insurance.
Jumbo Loans
Jumbo loans can help homebuyers purchase “more house,” such as luxury properties or vacation homes, without tapping into savings.
• Designed for more expensive primary, second, or vacation homes
• Fixed-rate and adjustable-rate options
• Wide range of repayment terms
• Specialized programs with lower than 20% down payments
Renovation
Ready to upgrade your home? Whether you’re planning for a top-to-bottom renovation or smaller rehab projects, our loan programs can help your property reach its full potential. Kitchens and baths. Pools and patios. Roofs and gutters. Attics and basements. Renovation loans can help you finance your home remodeling or repair projects.
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- Primary residences and investment properties
- Lower credit requirements
- Indoor or outdoor improvements
- Purchase or refinance options available
*By refinancing an existing loan, total finance charges may be higher over the life of the loan.
Ready to Get Pre-Qualified?
A mortgage pre-qualification lets you find out what loans you qualify for, so you can make better decisions and find the right home for you.